The Maryland Homeowner Assistance Fund can provide grants or loans for delinquent mortgage payments, past due association fees, past due real estate taxes and for repairs and energy efficiency improvements. Owner occupancy is required. Applications are open now at the Maryland HAF program. Please click on the first link below. For free assistance in understanding and applying, Montgomery County homeowners should contact one of these approved housing counseling agencies:

*Housing Initiative Partnership, Inc: 301-916-5946

*Latino Economic Development Center : 202-540-7401

*First Home Alliance: 877-250-9025 or help@firsthomealliance.org

Additional HUD Approved housing counseling organizations can be found by clicking on the second link below.